Texas Cash Loans

Cash Link USA offers Texas personal loans or installment loans with fixed interest rates that can be used for many purposes. If approved, you receive the approved amount of money and then repay it with fixed payments over a set amount of time.
This type of loan offers an alternative to payday loans, using credit cards, or asking family and friends for financial assistance.

Excellent

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Based on 1,779 reviews

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The customer service was excellent…
The customer service was excellent and they came through when I needed them the…

Julie Benard

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Quick, efficient, and courteous. Knowledge and helpful when called.

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Awesome
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Very friendly people
Very friendly people

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Consumer Disclosure

Cash Link USA is a registered Texas Credit Services Organization licensed as a Credit Access Business (“CAB”),
Operating pursuant to Chapter 393 of the Texas Finance Code.

 These three links lead to disclosures required by the state of Texas for all residents applying for a CAB loan which outline the total costs associated with these types of loans of different amounts.

An Estimate of the Costs of a Two Week $100 Loan

An Estimate of the Costs of a Two Week $500 Loan

An Estimate of the Costs of a Two Week $800 Loan

Our Lending License

Governing Law

Our loan agreements are governed by the state laws of Texas.

Office of Consumer Credit Commissioner
2601 N. Lamar Blvd
Austin, TX 78705
(512) 936-7600
www.occc.state.tx.us
Cash Link operates as a Registered Credit Access Business (CAB). The actual lender is an unaffiliated third party.

Term

The maximum term is 180 days.

Getting the Funds You Need from Cash Link USA

GET THE FUNDS YOU NEED

The application process is simple and convenient, and approval is fast. You can also speak to one of our loan specialists over the phone to discuss your needs and find the right financial product.

The Cash Link USA Loan Process

Quick, Simple and Convenient process

If you are in Texas and interested in taking out a Cash Link loan, you will find we offer a simple, three-step process.

 These steps include:

1

Submit Your Application Online
The first step in the process to get your loan is to apply. You must submit financial, personal, and employment information. Once your application is submitted, you will receive a quick reply.

2

Connect with Our Customer Service Team
After your loan application is received, our team will verify your information directly with you via your mobile phone. The approval process can be done as quickly as the same day provided we have all the information required.

3

Sign and Receive Funds

After your loan is reviewed and accepted, you can eSign the loan documents. Once signed, the funds will be disbursed to your account. It is that simple to work with Cash Link USA.

Meeting the Requirements for a Cash Link USA Loan

Minimum Requirements for a cash link LOAN

If you want to receive a Cash Link loan, you must meet the minimum requirements. 

These include:

While each loan and situation are unique, you can expect the process of applying to receiving funds to take approximately 24-48 hours. However, this time will vary based on when your application is submitted, the documents required to approve the application, and how long it takes you to submit the needed documentation.

Texas Cash Link FAQs

You Have Questions. We Have Answers.

When you begin the application process for a Cash Link loan, you may have some questions – this is only normal. Some of the most common questions include:

Several factors will be considered when determining if you are eligible for a loan. This includes things like your financial history, income, credit history, expenses, the purpose of the loan if you have filed for bankruptcy, and where you live.

While each loan and situation are unique, you can expect the process of applying to receiving funds to take approximately 24 hours. However, this time will vary based on when your application is submitted, the documents required to approve the application, and how long it takes you to submit the needed documentation.

Yes, we are licensed in your state to do business and our license is posted on the website.

Yes, your loan can be paid at any time, and you will only be charged for the interest accrued up to the day you pay the loan.

Interest Rates and Fees

The payment schedule below illustrates a $750 loan repaid over 8 bi-weekly payments.

Annual Percentage Rate

The Cost of your credit
as a yearly rate
780.00%

Finance Charged

The Dollar amount the
credit will cost you
$1,301.52

Amount Financed

The amount of credit
provided to you
$750.00

Total of Payments

The amount of all the
scheduled payments
$2,051.52

Period
1
2
3
4
5
6
7
8
Total Payment
$256.44
$256.44
$256.44
$256.44
$256.44
$256.44
$256.44
$256.44
Interest Paid
$225.00
$215.57
$203.31
$187.37
$166.65
$139.72
$104.70
$59.18
Principal Paid
-$31.44
-$40.87
-$53.13
-$69.07
-$89.79
-$116.72
-$151.74
-$197.26
Loan Balance
$718.56
$677.70
$624.57
$555.50
$465.72
$349.0
$197.26
$0.00

The payment schedule above is for illustration purposes only. The exact cost and term of your loan will be provided within your loan agreement.

Frequently Asked Questions

You Have Questions. We Have Answers.

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Why Choose
Cash Link USA?

We Are the State-Licensed Lender You Can Trust

Cash Link USA is a state-licensed direct lender for short-term online loans. When you do business with us, you can trust that you will be treated fairly by a reputable company. The approval process is quick and easy with a payback plan that fits your budget. A low credit score won’t affect your ability to borrow with us either. Our professional service agents are ready to assist if you have questions or are ready to apply.
personal cash loans online

Get an installment loan with CashLink USA!

Get a fair, fair offer to get the cash you need right now.

Repayment will take place on each installment due date, which typically follows your pay dates. Our online installment loans will be funded and paid via an automated transaction using your checking account.

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Cash Link Makes It So Easy!

Traditional Payday Loans Can be Risky & Complicated

1

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Apply Online

Our online application
process is easy!

2

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Get Approved

Our online approval
process is fast!

3

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Get Your Cash

Get the cash you need in your bank account.

What Our Clients Are Saying

Testimonials & Reviews from Cash Link USA Clients

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5/5
July 11, 2021

Quick process. Got the money I needed thank you again

Kristal S.
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5/5
May 21, 2021

Very fast process well knowledgeable reps. Great customer service. Reps explain the payments to where anyone can understand them. Great company to work with when your in need.

Brittany H.
personal cash loans online
5/5
January 31, 2021

Cash Link USA is and honest and reputable lender. They are open and honest with the payments and details. Excellent customer service!

Shayna H.
personal cash loans online
5/5
February 8, 2021

If you’re in need, Cash Link USA is a great company to help you out in those tough situations. Great customer service.

Amber E.

States We Serve

We Are the State-Licensed Lender You Can Trust