Get the Cash You
Need Right Now

We’re the fast and easy alternative to
payday loans that you’ve been looking for.


personal cash loans online

Based on 1,779 reviews

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personal cash loans online

The customer service was excellent…
The customer service was excellent and they came through when I needed them the…

Julie Benard

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Quick, efficient, and courteous. Knowledge and helpful when called.


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Awesome company


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Very friendly people
Very friendly people


Getting a Cash Loan
Can Be Frustrating

Traditional Payday Loans
Can be Risky & Complicated

Are you searching for payday loans online or other alternatives for fast cash lenders?

At Cash Link USA, we understand that you, just like the rest of us, might need fast cash from time to time to financially handle what life throws at us. We’re here to help.

We’re a nationally recognized personal cash lender, and your short-term lender of choice in Kansas, Missouri, Tennessee, Texas and Wisconsin.

Our online loan process is FAST! Most loans are completed in as little as 15 minutes. Our company is SAFE! We are an approved state-licensed direct lender in states where we operate.

Worried about bad credit history? It’s okay! We’re here to help, apply now:


Signs of a Bad Lender

Cash Link Makes It So Easy!

Traditional Payday Loans Can be Risky & Complicated


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Apply Online

Our online application
process is easy!


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Get Approved

Our online approval
process is fast!


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Get Your Cash

Get the cash you need in your bank account.

Why Choose
Cash Link USA?

We Are the State-Licensed Lender You Can Trust

Cash Link USA is a state-licensed direct lender for short-term online loans. When you do business with us, you can trust that you will be treated fairly by a reputable company. The approval process is quick and easy with a payback plan that fits your budget. A low credit score won’t affect your ability to borrow with us either. Our professional service agents are ready to assist if you have questions or are ready to apply.
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States We Serve

We Are the State-Licensed Lender You Can Trust

Types of Loans We Offer

Learn More About Installment Loans & Lines of Credit

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Installment Loans

Receive your cash all at once and repay it by making equal payments over time. Each payment will consist of principal and interest and you can prepay at any time with no penalties or fees.

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Line of Credit Loans

Get approved for a line of credit and enjoy the peace of mind knowing that emergency cash will be available when you need it. As you make payments you are able to borrow more money, up to your credit limit.

What Our Clients Are Saying

Testimonials & Reviews from Cash Link USA Clients

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July 11, 2021

Quick process. Got the money I needed thank you again

Kristal S.
personal cash loans online
May 21, 2021

Very fast process well knowledgeable reps. Great customer service. Reps explain the payments to where anyone can understand them. Great company to work with when your in need.

Brittany H.
personal cash loans online
January 31, 2021

Cash Link USA is and honest and reputable lender. They are open and honest with the payments and details. Excellent customer service!

Shayna H.
personal cash loans online
February 8, 2021

If you’re in need, Cash Link USA is a great company to help you out in those tough situations. Great customer service.

Amber E.

Personal Loan Knowledge Center

Check Out Cash Link USA’s Latest New, Tips & Blog Posts

Frequently Asked Questions

You Have Questions. We Have Answers.

We currently offer up to $1,000 for first-time borrowers. 

As long as we've received everything we need from you, online personal loans can be approved in as quickly as 15 minutes from application submittal.

The funds will be sent to your account the next business day. 

Yes. We do not check credit.

Terms vary by state. The installment period ranges from 4 to 8 months. The exact cost and term of the loan can be found on the loan agreement.