Kansas Cash Loans

Searching for Online Personal Loans or Kansas Payday Loan Alteratives?  When you need emergency cash in Kansas, CashLink online personal loans are a smart alternative to borrowing from payday loans & lenders.

Personal line of credit loans are unique from payday loans.
Rather than having to repay the entire loan amount (plus interest) on your next payday (hence the name payday loan), you can repay the money borrowed over a set schedule.

Even better, the application process at Cash Link USA is simple and fast. You can fill out everything online and receive approval quickly. Many loans are approved the same day they are received if we receive all the information required.

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Our Lending License

Governing Law

Our loan agreements are governed by the state laws of Kansas.
700 SW Jackson St Suite 300
Topeka, KS 66603
Phone: 785­296­2266
www.osbckansas.org/index.html

Term

With a line of credit, you apply only once and can draw up to your available credit limit, repaying principal and interest based on how much you’ve drawn.

When you need more funds, you can draw up to your available credit limit without reapplying. We require a minimum payment to be made each payment cycle which consists of the greater of $5 or 2% of your existing principal balance.

Cost

With our line of credit loans, your minimum payment is calculated by determining the amount of principal and interest owed during your billing cycle. These numbers can change from payment to payment. As a result, your minimum payment will usually change from one payment period to the next.

Below, you can see an example of what it might cost to draw $500 from your line of credit and make different kinds of repayments. The purpose of these examples is to demonstrate the savings and benefit of repaying your line of credit loan as quickly as you can

Secure Your Payday Loan Alternative

Things you need to know to secure your loan

Securing a loan with Cash Link is simple. You do have a few minimum requirements to meet (explained below). Once you meet the needed requirements, you can fill out the application online.
The process:
• Fill out the secure, online application
• When approved, eSign your loan documents
While that may seem overly simple, it is how the process works. After applying and before approval, you will receive a call from one of our representatives to discuss your loan and verify your details.
Once approval is issued for your loan, the money will be deposited into the account you specified.

Basic Requirements for a Cash Link USA Loan in Kansas

REQUIREMENTS FOR A CASH LINK USA LOAN IN KANSAS

When you compare the requirements for a loan from a traditional lender (i.e., bank or credit union), you will find those with Cash Link are fast and simple. After your online application has been received and your information is verified, your funds can be dispersed into your account.
You may wonder – what is required for a Cash Link loan? 

The basic requirements for this loan product include:

If you meet these requirements and need cash, then Cash Link may be the source you have been searching for. Many times, we also have lower interest rates than a traditional payday loan. Because of this, most people find the terms and loans much more appealing. They also tend to work better with most people’s financial situation and budget.

Kansas Cash Link FAQs

You Have Questions. We Have Answers.

Before taking out any loan or signing on the dotted line, you will likely have questions. Finding the answers to some of the most common questions can be beneficial.

After submitting your application, our team will review the information based on the underwriting rules in place. If approved, you will then receive the documents to eSign.

Usually, you will find out right away if you are approved. Our team will also contact you within a few hours to verify all information you have provided.

The payments for the loan you receive will be due on the specified payment dates in your loan document. Each person’s loan is unique, but the terms and repayment expectations will be outlined in the loan contract.

Yes, we are licensed in your state to do business and our license is posted on the website.

Yes, your loan can be paid at any time and you will only be charged for the interest accrued up to the day you pay the loan.

Interest Rates and Fees

The daily periodic rate applied to your account will be 1.3150%

Annual Percentage Rate: The corresponding Annual Percentage Rate is 480%

If you make only your minimum payment bi­weekly, your repayment will look like this:

Number of Bi-­Weekly Payments
85
Total Repayment Time
38 months
Annual Percentage Rate (APR)
480%
Interest Paid
$3,492.04
Total Repayment
$3,992.04

If you were to repay more than the minimum each billing cycle, the time it would take to pay off your balance would go down, as would your repayment total. If you were to make your minimum payment plus an additional $100 on each bi­weekly payment, your repayment would look like this:

Number of Bi-­Weekly Payments
5
Total Repayment Time
2.5 months
Annual Percentage Rate (APR)
480%
Interest Paid
$274.56
Total Repayment
$774.56

With a line of credit loan, your repayment might look much different than the examples above. For instance, you could draw more money in the middle of a billing period, increasing your total repayment. Or you might repay a large sum all at once, reducing the cost and length of your repayment period.

The examples above are for illustration purposes only. The exact cost and terms of your loan will be made clear in your loan agreement.

Frequently Asked Questions

You Have Questions. We Have Answers.

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Why Choose
Cash Link USA?

We Are the State-Licensed Lender You Can Trust

Cash Link USA is a state-licensed direct lender for short-term online loans. When you do business with us, you can trust that you will be treated fairly by a reputable company. The approval process is quick and easy with a payback plan that fits your budget. A low credit score won’t affect your ability to borrow with us either. Our professional service agents are ready to assist if you have questions or are ready to apply.
personal cash loans online

Get an installment loan with CashLink USA!

Get a fair, fair offer to get the cash you need right now.

Repayment will take place on each installment due date, which typically follows your pay dates. Our online installment loans will be funded and paid via an automated transaction using your checking account.

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Cash Link Makes It So Easy!

Traditional Payday Loans Can be Risky & Complicated

1

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Apply Online

Our online application
process is easy!

2

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Get Approved

Our online approval
process is fast!

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Get Your Cash

Get the cash you need in your bank account.

What Our Clients Are Saying

Testimonials & Reviews from Cash Link USA Clients

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5/5
July 11, 2021

Quick process. Got the money I needed thank you again

Kristal S.
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5/5
May 21, 2021

Very fast process well knowledgeable reps. Great customer service. Reps explain the payments to where anyone can understand them. Great company to work with when your in need.

Brittany H.
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5/5
January 31, 2021

Cash Link USA is and honest and reputable lender. They are open and honest with the payments and details. Excellent customer service!

Shayna H.
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5/5
February 8, 2021

If you’re in need, Cash Link USA is a great company to help you out in those tough situations. Great customer service.

Amber E.

States We Serve

We Are the State-Licensed Lender You Can Trust