Tennessee Cash Loans

A personal line of credit loan is the ideal financial tool used for funding life events, consolidating debt, achieving personal goals, and more. If you are in Tennessee and have discovered that you require a personal loan, then Cash Link has the options you are searching for. With Cash Link, you get flexible financing and exceptional benefits that other lenders don’t offer.

Excellent

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Our Lending License

Governing Law

Our loan agreements are governed by the state laws of Tennessee.

312 Rosa L. Parks Avenue, 26th Floor
Nashville, TN 37243
(615) 741-2236

Email: TDFI.Contact@tn.gov

Term

With a line of credit, you apply only once and can draw up to your available credit limit, repaying principal and interest based on how much you’ve drawn.
When you need more funds, you can draw up to your available credit limit without reapplying. We require a minimum payment to be made each payment cycle which consists of the greater of $5 or 3% of your existing principal balance.

Why a Cash Link Personal Loan May be Right for You?

Advantages of getting a Cash link Personal Loan

When you find yourself in need of funds quickly, opting for a Cash Link personal loan may be the right option.

There are a few reasons this is true:

How to Acquire a Loan from Cash Link

MINIMUM REQUIREMENTS

When applying for a loan from Cash Link, you will find the process is extremely easy. In fact, you can complete the entire application and receive feedback all online. You can also speak to a representative at any time if you have questions about the application or loan process.
Once your application is submitted and approved, you will receive an offer and an outline of the loan terms.

To receive this offer, you must meet the minimum requirements. These include:

The final step in the loan process is to sign your loan documents. Once complete, the required loan amount will be disbursed to your account. In most cases, the entire process of applying for and receiving funds from Cash Link can be completed in just 24-48 hours.

Getting the Funds You Need, When You Need Them

Extremely easy and fast processing of the application

Personal line of credit loans may not be right for everyone. However, compared to payday loans, these can be a much better option. Instead of having to repay the loan amount with interest and fees on your next payday, you can make payments over a set amount of time.

Tennessee Cash Link Loan FAQs

You Have Questions. We Have Answers.

If you are thinking about applying for a loan, you may have some questions. Some of the most common questions can be found here.

The loan application process is quick and easy. It is designed to help you save time while getting the funds needed to handle your current situation. The loan application can also be completed entirely online.

If approved, funds will be deposited in 1-2 business days.

The repayment terms for the loan will be specified in the loan documents you receive.

Yes, we are licensed in your state to do business and our license is posted on the website.

Yes, your loan can be paid at any time, and you will only be charged for the interest accrued up to the day you pay the loan.

Interest Rates and Fees

The daily periodic rate applied to your account will be .76438%

Annual Percentage Rate: The corresponding Annual Percentage Rate is 279%

Cost

With our line of credit loans, your minimum payment is calculated by determining the amount of principal and interest owed during your billing cycle. These numbers can change from payment to payment. As a result, your minimum payment will usually change from one payment period to the next.

Below, you can see an example of what it might cost to draw $500 from your line of credit and make different kinds of repayments. The purpose of these examples is to demonstrate the savings and benefit of repaying your line of credit loan as quickly as you can.

If you make only your minimum payment bi-weekly, your repayment will look like this:

Number of Bi-­Weekly Payments
70
Total Repayment Time
36 months
Annual Percentage Rate (APR)
279%
Interest Paid
$1,601.84
Total Repayment
$2,101.84

If you were to repay more than the minimum each billing cycle, the time it would take to pay off your balance would go down, as would your repayment total. If you were to make your minimum payment plus an additional $100 on each bi-weekly payment, your repayment would look like this:

Number of Bi-­Weekly Payments
5
Total Repayment Time
2.5 months
Annual Percentage Rate (APR)
279%
Interest Paid
$171.99
Total Repayment
$671.99

With a line of credit loan, your repayment might look much different than the examples above. For instance, you could draw more money in the middle of a billing period, increasing your total repayment. Or you might repay a large sum all at once, reducing the cost and length of your repayment period.

The examples above are for illustration purposes only. The exact cost and terms of your loan will be made clear in your loan agreement.

Frequently Asked Questions

You Have Questions. We Have Answers.

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Why Choose
Cash Link USA?

We Are the State-Licensed Lender You Can Trust

Cash Link USA is a state-licensed direct lender for short-term online loans. When you do business with us, you can trust that you will be treated fairly by a reputable company. The approval process is quick and easy with a payback plan that fits your budget. A low credit score won’t affect your ability to borrow with us either. Our professional service agents are ready to assist if you have questions or are ready to apply.
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Get an installment loan with CashLink USA!

Get a fair, fair offer to get the cash you need right now.

Repayment will take place on each installment due date, which typically follows your pay dates. Our online installment loans will be funded and paid via an automated transaction using your checking account.

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Cash Link Makes It So Easy!

Traditional Payday Loans Can be Risky & Complicated

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Apply Online

Our online application
process is easy!

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Get Approved

Our online approval
process is fast!

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Get Your Cash

Get the cash you need in your bank account.

What Our Clients Are Saying

Testimonials & Reviews from Cash Link USA Clients

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5/5
July 11, 2021

Quick process. Got the money I needed thank you again

Kristal S.
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5/5
May 21, 2021

Very fast process well knowledgeable reps. Great customer service. Reps explain the payments to where anyone can understand them. Great company to work with when your in need.

Brittany H.
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5/5
January 31, 2021

Cash Link USA is and honest and reputable lender. They are open and honest with the payments and details. Excellent customer service!

Shayna H.
personal cash loans online
5/5
February 8, 2021

If you’re in need, Cash Link USA is a great company to help you out in those tough situations. Great customer service.

Amber E.

States We Serve

We Are the State-Licensed Lender You Can Trust