How It Works

Home \ How It Works

Click Apply Now and complete your secure application.
You will need to provide:
• Social Security Number
• Bank Account Information
• Contact Information
• Employment Information
It should take you about 5 minutes to complete the secure application.


We review your application and verify the information that you provided with your employer and bank.


Within 24 hours we will let you know if your loan request has been accepted. Funds are sent directly to your bank account the following business day.


Bi-weekly or monthly payments consisting of both principal and interest are made every two weeks or once a month. For your convenience, payments can be made directly from your bank account or paycheck.


We believe that the purpose of a loan is to help you – not hurt you or confuse you with small print, hidden fees, or debt traps. That’s why each payment you make will consist of principal and interest. Make no mistake, this is an expensive form of credit and the exact cost is made clear on your loan agreement.


We know how hard it can be to get a loan – especially if you don’t have good credit. Our rapid underwriting technology enables us to review your application and quickly make a credit decision. If approved, funds will be deposited into your account the next business day.

Financial Wellness

Understanding and controlling your finances is a really big deal. Cash Link USA is committed to working with you to ensure that the loan you receive works for you and ultimately improves your financial situation.